Investment Objective & Strategy

The Affluence Investment Fund aims to provide Eligible Investors with:

  • Access to a diversified portfolio of underlying investments;
  • A minimum distribution yield of 5% per annum, paid monthly;
  • Annualised returns of at least inflation plus 5% over rolling 3 year periods; and
  • A total return at least 5% better than the S&P/ASX 200 accumulation index (“ASX200 Index”) in any year the ASX200 Index posts a negative return.

The Fund aims to achieve this objective by finding the top 1% of investment managers available in Australia. We then invest with them in a way that we believe balances maximum returns with low volatility.

The Affluence Investment Fund’s Key Features

Diverse Investment Portfolio

The Fund is likely to hold 15-25 investments at any given time, but may hold more or less than this.

Minimum Initial Investment

Eligible Investors can invest as little as $20,000. Start with a smaller amount and grow your investment over time.

Minimum Additional Investment

You can add to your investment from as little as $1,000.

Monthly Applications and Withdrawals

Applications and Withdrawals are processed monthly. Your application funds are held in a trust account while awaiting processing.

Monthly Distributions

Distributions to Investors are generally paid on a monthly basis, around 10 days after the end of each month.

Distribution Reinvestment

Distributions can be reinvested to compound the returns on your investment.

We Get Paid To Perform

Affluence charge no fixed fee, simply a performance fee equivalent to 12.5% of positive total returns delivered.

Regular Fund Reporting

Reports detailing the Fund’s performance, strategy and portfolio are provided at the end of each quarter.

Affluence Investment Fund Performance

JFMAMJJASONDYear
2014           1.7%
2015 0.3%0.4%1.1%0.6%0.9%-0.1%1.0%-0.5%2.5%0.8%-0.6%1.7%8.4%
2016-0.7%-0.2% 1.2% 1.9% 1.9% 0.7%3.0% 1.1% 0.6%-0.4% 0.2% 1.1%10.7%
2017 0.3% 1.2% 0.6% 0.5% 0.1% 1.1% 0.7% 0.1% 1.1% 2.5% 1.6% 1.3%11.6%
2018 0.1%-0.6%0.0% 0.5% 0.8% 0.5% 0.9% 0.8% 0.1% -3.1%-1.0%-1.0% -2.0%
2019 1.4% 1.6% 0.4% 1.5%-0.6% 0.8% 2.4%-0.3% 1.4% 0.5% 1.4% 1.1%12.3%
2020-0.2%-2.7% -8.7%4.4% 4.1%-0.4% 2.2% 2.3% 0.3% 1.2%5.9% 1.8%9.8%
20210.0%0.6%0.9%2.2%1.9%2.7%0.2%1.2%1.2%0.8%0.0%1.0%13.2%
2022-1.0%-1.6%0.4%0.1%-1.0%
Legend:
Strongest Return
Positive Return
Stable Return
Negative Return
Weakest Return

Performance is net of fees and costs. Past performance is not an indicator of future performance. Affluence makes no representation nor provides any guarantee as to the future success of the Fund.

Information Memorandum

Download, read and ensure you understand the Information Memorandum before investing in the Affluence Investment Fund.

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Fund Flyer

Download the flyer to view a snapshot of the Affluence Investment Fund and how it can better your investment returns.

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Latest Quarterly Report

Download latest quarterly report, including market commentary & information on the Affluence Investment Fund performance.

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To view past quarterly reports, click here.
Fund Presentation

Download the latest presentation for information on our investing approach and how we select the best investments.

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Fund Documents

Download forms for post-investment, withdrawals, change of investment details, additional investments, etc.

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Affluence Investment Fund News & Updates

Keep up to date with the changes to the Fund’s portfolio, fundamentals and performance.

View previous Fund News & Updates →

Frequently Asked Questions

Can Anyone Invest Into The Fund?
For now, investment in the Fund is restricted to Eligible Investors. We hope to make the Fund available to all investors soon. If you are not currently eligible, you can still sign up to become an Affluence member. You will receive articles and our best investment ideas. In addition, Affluence members will receive priority notification and an exclusive investment offer should the Affluence Investment Fund become available for you in the future.
What’s The Minimum Investment Amount?
The minimum initial investment amount is $20,000, and you can add additional amounts later from as little as $1,000. Applications are processed monthly. Application funds awaiting processing are held in a trust account.
When Do Distributions Get Paid?
Distributions are paid monthly. Generally, we aim to make payment around the 10th of each month. We target a distribution rate equivalent to a 5% annualised return. Distribution rates are smoothed to ensure consistency but are based on our assessment of the expected earnings of the Fund’s investment portfolio over rolling 3 year periods.
Can I Withdraw My Investment At Any Time?
You can lodge a withdrawal request form at any time. Withdrawals are generally processed monthly, although we reserve the right to process these less frequently in exceptional circumstances.
Will You Send Me Annual Statements?
Investors in the Fund will receive a quarterly report outlining the Fund’s portfolio and performance, an annual investment statement showing the value of your investment and investment transactions and an annual tax statement with details of the amounts to be included in your tax return.
What Fees Will I Pay?
Affluence Funds Management charges a performance fee to the Fund equivalent to 12.5% of the Fund’s positive returns. Affluence also recovers certain costs from the Fund. These cost recoveries are generally capped at 0.25% per annum. These fees are not paid by you directly, but are paid out of the assets of the Fund and impact the performance of the Fund. You may also pay fees to a financial advisor or investment platform operator if you invest through them, but these fees are not paid to Affluence.

How To Invest In The Affluence Fund

Step 1: To apply for units in the Affluence Investment Fund, you first need to read and understand the Fund’s Information Memorandum.

You should ensure the Fund is appropriate for your personal circumstances and fits within your financial objectives. You may wish to consult with your financial or other advisor in making this assessment.

Step 2: Fill out the application forms included with the Information Memorandum. If you have not invested with Affluence previously, you will also need to compete identification forms and provide acceptable proof of identity documents.

Step 3: Return the application forms to the Fund’s registry for processing. Payment of the application amount can be made via cheque or other methods set out in the Information Memorandum.

Step 4: You will receive an acknowledgement as soon as possible after we receive your application. You will receive your investment confirmation once the application has been processed.

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