Our Funds
We manage four Funds on behalf of our investors. Each seeks to provide a combination of regular income and long-term capital growth and provides access to a wide variety of investment managers across different asset classes and types of investments.
A comparison of our funds is below.
Click the Learn More button to visit the Fund page and view additional information including performance history and offer documents.
Information about Product Design & Distribution Obligations (DDO) for those parties, such as investment platforms and financial advisors, that distribute our products is available here.
| Affluence Income Trust | Affluence Investment Fund | Affluence LIC Fund | Affluence Small Company Fund | |
|---|---|---|---|---|
| Who can invest? | All Investors. | All Investors. | All Investors. | Eligible Investors. |
| What asset classes does the fund have exposure to? | Fixed Income. | All asset classes. | ASX listed stocks, some global listed stocks and selected other asset classes. | ASX Small Companies. |
| What is the investment objective? | The fund aims to provide you with: • Access to a highly diversified portfolio of fixed income assets. • A minimum distribution equal to the RBA Cash Rate plus 3% per annum, paid monthly. • Preservation of capital over rolling 3 year periods after payment of distributions. | The fund aims to provide you with: • A minimum distribution yield of 5% per annum, paid monthly. • A total annualised return (distributions plus increase in unit price) of at least inflation plus 5% over rolling 3-year periods. • Access to a diversified portfolio of underlying investments. • Volatility of returns which is less than half that of the ASX 200 Index, measured over rolling 3-year periods. | The fund aims to provide you with: • A total annualised return (distributions plus increase in unit price) after all fees and costs in excess of the ASX 200 Index over rolling 3-year periods. • Access to a diversified portfolio of predominantly equity based investments. • Volatility of returns which is significantly less than the ASX 200 Index, measured over rolling 3-year periods. • A minimum distribution yield of 5% per annum, paid quarterly. | The fund aims to provide you with: • Access to a diversified portfolio of predominantly ASX Small Companies. • A total annualised return in excess of the ASX Small Ordinaries Index over rolling 5 year periods. • A minimum distribution yield of 5% per annum, paid quarterly. • Volatility of returns which is less than the ASX Small Ordinaries. |
| How is the fund’s investment portfolio constructed? | The Fund provides access to a highly diversified fixed income portfolio, with a focus on maximising returns with low volatility. | The fund provides access to 20-35 investment managers across all asset classes, predominantly through a diversified portfolio of unlisted managed funds. | The fund provides access to Australian and some global listed stocks and selected other assets through a portfolio of 20-35 ASX Listed Investment Companies (LICs). | The fund provides access to ASX Smaller Companies through a diversified portfolio of funds run by the best micro, small and mid-cap equity investment managers. |
| What is the fund’s return benchmark? | RBA Cash Rate plus 3%. | Inflation plus 5%. | ASX 200 Accumulation Index. | ASX Small Ordinaries Accumulation Index. |
| Is the fund open? | Open for investment. | Open for investment. | Open for investment. | Open for Eligible Investors. |
| When can I apply? | Monthly. | Monthly. | Monthly. | Monthly. |
| When can I withdraw? | Monthly. | Monthly. | Monthly. | Monthly. |
| What are Affluence fees?* | Zero fixed management fee. Performance fee of 10% of positive performance after recovering any previous underperformance. | Zero fixed management fee. Performance fee of 12.5% of positive performance after recovering any previous underperformance. | Zero fixed management fee. Performance fee of 12.5% of positive performance after recovering any previous underperformance. | Zero fixed management fee. Performance fee of 12.5% of positive performance after recovering any previous underperformance. |
| What is the buy/sell spread? | 0.10%/0.10% | 0.25%/0.25% | 0.10%/0.10% | 0.35%/0.35% |
| How often are distributions paid? | Monthly. | Monthly | Quarterly | Quarterly |
| Learn More | Learn More | Learn More | Learn More |
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