Investment Objective & Strategy

The Affluence Investment Fund aims to provide you with the following:

  • A minimum distribution yield of 5% per annum, paid monthly.
  • A total annualised return (distributions plus increase in unit price) of at least inflation plus 5% over rolling 3 year periods.
  • Access to a diversified portfolio of underlying investments.
  • Volatility of returns which is less than half of the ASX200 Index, measured over rolling 3 year periods.

The Fund aims to achieve this by investing with 20 to 35 of the very best investment managers across all asset classes, predominantly through unlisted managed funds. We invest with them in a way which we believe balances maximum returns with low volatility.



The Affluence Investment Fund’s Key Features



Diverse Investment Portfolio

Diverse Investment Portfolio

The Fund is likely to hold 20-35 investments at any given time, but may hold more or less than this.


Minimum Initial Investment

Minimum Initial Investment

Investors can invest as little as $20,000. Start with a smaller amount and grow your investment over time.


Minimum Additional Investment

Minimum Additional Investment

You can add to your investment from as little as $1,000.


Monthly Applications and Withdrawals

Monthly Applications and Withdrawals

Applications and Withdrawals are processed monthly. Your application funds are held in a trust account while awaiting processing.


Monthly Distributions

Monthly Distributions

Distributions to Investors are generally paid on a monthly basis, around 10 days after the end of each month.


Distribution Reinvestment

Distribution Reinvestment

Distributions can be reinvested to compound the returns on your investment.


We Get Paid To Perform

We Get Paid To Perform

Affluence charge no fixed fee, simply a performance fee equivalent to 12.5% of positive total returns delivered.


Regular Fund Reporting

Regular Fund Reporting

Reports detailing the Fund’s performance, strategy and portfolio are provided at the end of each month.



Affluence Investment Fund Performance

JFMAMJJASONDYear
2014           1.7%N/A
2015 0.3%0.4%1.1%0.6%0.9%-0.1%1.0%-0.5%2.5%0.8%-0.6%1.7%8.4%
2016-0.7%-0.2% 1.2% 1.9% 1.9% 0.7%3.0% 1.1% 0.6%-0.4% 0.2% 1.1%10.7%
2017 0.3% 1.2% 0.6% 0.5% 0.1% 1.1% 0.7% 0.1% 1.1% 2.5%N/A
Legend:
Strongest Return
Positive Return
Stable Return
Negative Return
Weakest Return

Performance is net of fees and costs. Past performance is not an indicator of future performance. Affluence makes no representation nor provides any guarantee as to the future success of the Fund.



Investment Comparison




Fund Performance

To 31 October 20171 month6 months1 year2 yearsInceptionVolatility
Income Distributions0.4%4.3%7.0%6.2%6.9%
Capital Growth2.1%1.3%2.8%4.0%3.2%
Total Return2.5%5.6%9.8%10.2%10.1%3.1%
Benchmark - Inflation + 5%0.6%3.5%7.1%6.8%6.8%
Outperformance against Benchmark1.9%2.1%2.7%3.4%3.3%
* Total returns are net of fees and costs (excluding buy-sell spread) using the mid-prices and assume the reinvestment of distributions. Returns of more than 1 year are annualised. Inception date is 28 November 2014. The Fund aims to pay distributions of approximately 5% pa paid monthly. At times distributions may be paid above or below this. The Fund currently distributes 5.40 cents per annum, which is 4.9% on the current unit price.

To view the unit price and distribution history of the fund, click here.



Risk Disclosure


As with all investments, the Fund is subject to risks. If these risks eventuate, they may result in a reduction in the value of your investment in the Fund and/or a reduction or cessation of distributions. Distributions are not guaranteed, nor is the return of your capital. Past performance is not indicative of future performance.

It is important that you know that the value of your investment will go up and down over time, the Fund’s returns will vary over time, future returns

may differ from past returns, and returns are not guaranteed. All of this means that there is always the chance that you could lose money on your investment.

As set out in the product disclosure statement dated 14 March 2017 (“PDS”), key risks include concentration risk, economic and market risk, legal and regulatory risk, manager and key person risk, liquidity risk, leverage risk and currency risk. AFM aims, where possible, to actively manage risks. However, some risks are outside our control.



Product Disclosure Statement

Download, read and ensure you understand the Product Disclosure Statement before investing in the Affluence Investment Fund.

View PDS
Fund Portfolio

Take a look at the largest holdings of the Affluence Investment Fund, including portfolio weighting and commentary. For Affluence Members Only.

View Portfolio
Latest Fund Report

Download latest report, including market commentary & information on the Affluence Investment Fund performance.

View Report
To view past reports, click here.
Fund Presentation

Download the latest presentation for information on our investing approach and how we select the best investments.

View Presentation
Fund Documents

Download forms for post-investment, withdrawals, change of investment details, additional investments, etc.

View Forms

Affluence Investment Fund Updates

Keep up to date with the changes to the Fund’s portfolio, fundamentals and performance.

View previous Fund News & Updates →

How To Invest In The Affluence Fund

Step 1: The Product Disclosure Statement

Before making any decision to invest, you should read and understand the Fund’s Product Disclosure Statement (PDS) and you should ensure the Fund is appropriate for your personal circumstances and financial objectives. You may wish to consult with your financial or other advisor in making this assessment.

You can download the PDS and Application Pack by clicking the button below or you can request to receive copies by post.

Download PDS and Application Pack

Request PDS and Application Pack By Post →

Step 2: Make an application

To invest in the Affluence Fund you must complete an application form. If you have not invested with Affluence previously, you will also need to complete identification forms and provide acceptable proof of identity documents.

Applications are accepted monthly. The cut-off for applications is the 25th of each month. Completed applications received by this date are processed as at the 1st of the next month.

Affluence has partnered with OLIVIA123 to provide a secure online application facility. Applying online can be significantly easier and faster than paper-based applications. You can apply online by clicking the button below.

Apply Online Now

If you haven’t used OLIVIA123 before you will need to register first to accept the Terms and Conditions and Privacy Policy which governs use of the service.

If you would rather complete a paper application form, you should complete the relevant forms included in the Application Pack accompanying the Product Disclosure Statement.

Step 3: Provide documents and make payment

Send the application documents (including any required identification documents) to the Fund registrar for processing and make payment of the application amount. Payments can be made via cheque or electronic transfer.

You will receive an acknowledgement as soon as possible after the Fund registrar receives your application documents and funds.

You will receive your investment confirmation once the application has been processed. This normally occurs approximately 20 days after the end of the month in which your applications is accepted.



Frequently Asked Questions

What’s The Minimum Investment Amount?
The minimum initial investment amount is $20,000, and you can add additional amounts later from as little as $1,000. Applications are processed monthly. Application funds awaiting processing are held in a trust account.
When Do Distributions Get Paid?
Distributions are paid monthly. Generally, we aim to make payment around the 10th of each month. We target a distribution rate equivalent to a 5% annualised return. Distribution rates are smoothed to ensure consistency but are based on our assessment of the expected earnings of the Fund’s investment portfolio over rolling 3 year periods.
Can I Withdraw My Investment At Any Time?
You can lodge a withdrawal request form at any time. Withdrawals are generally processed monthly, although we reserve the right to process these less frequently in exceptional circumstances.
Will You Send Me Annual Statements?
Investors in the Fund will receive a monthly report outlining the Fund’s portfolio and performance, an annual investment statement showing investment transactions and the value of your investment and an annual tax statement with details of the amounts to be included in your tax return.
What Fees Will I Pay?
Affluence Funds Management charges a performance fee to the Fund equivalent to 12.5% of the Fund’s positive returns. Affluence also recovers certain costs from the Fund. These cost recoveries are generally capped at 0.25% per annum. These fees are not paid by you directly, but are paid out of the assets of the Fund. All Fund performance numbers are after these fees and costs have been paid. You may also pay fees to a financial advisor or investment platform operator if you invest through them, but these fees are not paid to Affluence.


Have any questions about the Affluence Investment Fund?


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