Oil – is it time to be a contrarian?
Here at Affluence, we love finding beaten up stuff at prices below long term fair …
Why Market Timing Matters
There’s an old saying that “it’s time in the market, not timing the market.” The …
Presentation from one of the world’s best investors
Howard Marks is one of the greatest investors alive. In late 2014, he delivered a …
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Bond Market Lunacy
A better solution than term deposits
I went to the bank and asked to borrow a cup of money. They said, …
The Significance of a Long-term Investment Strategy
“What goes up, must come down” might as well be the theme for the stock …
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Investment Fund Management Fees Must Reflect Performance
Wall Street is the only place that people ride to in a Rolls Royce to …
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The Fisherman
A businessman was at the pier of a small coastal Mexican village when a small …
Finding the best for our initial portfolio
We started in November 2014 with the daunting task of choosing the best from well …
8 Unexpected Investment Ideas & Predictions for 2016
It’s that time of year again – where every investment manager worth their salt is …
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Long-term Investment returns disappoint
When we tell most people what average long-term investment returns have been, they tend to …
Affluence Funds In The Australian Financial Review
In March 2016, Affluence Funds Management was recognised in the Australian Financial Review as a …
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A Small Increase in Investment Returns Makes a Big Difference
No matter how many times we calculate it, we’re always impressed by the difference a …
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Simply Wall St App Review
Last month I provided a review on the spare-change roundup investment app, Acorns. Another well …
Too Soon Old, Too Late Smart
Too soon old, too late smart. I can relate to that. As I get older …
Sharesight Review
Here’s our Affluence Sharesight Review. We occasionally publish reviews of products we think you might …
Hitting the Trail for Charity
In early September, Daryl Wilson and good friend Lee Baird headed off to the USA …
How to Choose Listed Investment Companies on the ASX
There are now over 80 ASX Listed Investment Companies (LIC’s) available to choose from. Through …
Read more How to Choose Listed Investment Companies on the ASX
FinTech Review: OnMarket Bookbuilds Investment App
Following on from our recent Fin-Tech App/Service reviews on Acorns Investment App, Sharesight and Simply …
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Robo-advice providers are making one big mistake
In theory, robo-advice is a very good idea. But there's a problem. Overreliance on ETFs leads to several portfolio limitations, which can hurt returns.
Smart Investment Ideas In An Overvalued Market
“Far more money has been lost by investors preparing for corrections, or trying to anticipate …
The Biggest Investment Risk of 2017
We were recently asked by a financial journalist to name the biggest investment risk of …
Best Places to Find Lost Money
Has this happened to you? Millions of Australians have lost money somewhere along the line. …
A Danger Sign for Residential Property Investment
We were recently asked three questions by Livewire Markets about key events or data that …
The Miracle of Compound Interest
We know, you have probably heard this all before…but it is still one of the …
Ten things LIC investors must consider
There are now around 100 Listed Investment Companies (LIC’s) available to choose from on ASX …
Three LIC’s we love right now
It appears over the last month that some of the wind has been knocked out …
Affluence Investment Fund 2017 Investor Letter
To view the Affluence Investment Fund 2017 Investor Letter, click here. The Affluence Investment Fund provides …
Types of Equities Strategies
What are the Different Types of Equity Portfolio Management strategies? Every month, we provide a …
Affluence Managed Funds Guide
Our Affluence Managed Funds Guide shows how we look for Australias best fund managers. A …
When to Use Different Equity Investment Strategies
What Conditions Suit Different Equity Investment Strategies? As a follow on our explanation of the …
Read more When to Use Different Equity Investment Strategies
Affluence Investment Fund 5 Star Morningstar Rating
In November 2017 the Affluence Investment Fund celebrated its 3-year anniversary. This also meant the …
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Why the best Australian fund managers outperform
In addition to our regular program of manager meetings, around 3-4 times per year we …
When the ASX has a very bad day
On Tuesday 6 February 2018, the ASX fell 3.4%. Tens of billions of value was …
Affluence Investment Fund 5 Crown FE Rating
In February, the Affluence Investment Fund received a 5 Crown FE rating*, the highest result …
Six Investment Lessons from Fifteen Years of Data
The latest SPIVA results from Standard and Poors are in. They provide some important investment …
When to own the big LICs
At Affluence, we usually prefer small boutique managers, running differentiated investment strategies, that have a …
The one thing the Royal Commission must recommend
If you watched any news or read a newspaper last month, it would be hard …
How many investments should be in your portfolio?
How many investments should be in your portfolio? Like many things, our view is that …
Five key considerations for LIC investors in FY19
Looking for the best Australian LICs to add to your portfolio? There’s now over 100 …
Affluence Constant Investor interview with Alan Kohler
Recently, Daryl Wilson spoke with Alan Kohler of the Constant Investor about our funds, how …
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Investing is simple, but not easy
Investing for Retirement in Australia “Everything should be made as simple as possible, but no …
Affluence 2018 Investor Letter
To view the Affluence 2018 Investor Letter, click here. Summary We look at the last …
What Investors can do about franking credit changes.
Much has been written about the plan by the Federal opposition (likely to be the …
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Ten questions for any managed fund
Before you start finding the best managed funds for beginners, you must first learn the …
Affluence Investment Fund 2018 Review
Affluence Investment Fund 2018 Review What a difference 12 months makes! At the end of …
What is a buy sell spread?
Most managed funds have a buy sell spread cost. But what is it, and how …
LIC Sector Opportunities
The LIC sector is a fascinating market to operate in. Sometimes IPOs are well supported …
The best investment ideas and education
At Affluence we read a lot. It’s a big part of the job. For us, investment fund manager education never stops.
Why we sometimes like the worst performing funds
If I told you that your best chance of finding an investment fund that is …
The worst performing LICs
Last month, we set out why the worst performing funds in recent times, can be …
Interest rate insanity
In early 2009 in the depths of the financial crisis, I cut out a small …
Affluence LIC Guide
Are you looking to invest in the best LICs in Australia? The Affluence Listed Investment …
Improving cash returns
In the last six months, the cash rate set by the Reserve Bank of Australia …
Negative interest rates
I’m fairly certain that at some point in the future, we will look back on …
What is volatility and why does it matter?
What is Volatility? The performance of an investment is ultimately the most important thing. But …
Defensive assets may not be what they seem
Regardless of exactly when a correction might happen, it would not be a stretch to …
Affluence LIC Fund webinar
Learn more about our Affluence LIC Fund and the current discount opportunity in this 15 minute webinar.
Debt based Listed Investment Trusts
Debt LITs have exploded in both number and capital raised over the past 3 years. After an initial period of easy returns, this year’s market crisis has highlighted the risks involved.
Assessing whether LIC managers add value
We’ve previously written about how the 14-month period from 31 January 2020 to 31 March …
2021 Investor Letter
In our 2021 investor letter, we reflect on performance, portfolio positioning, opportunities and what to expect in the current environment.
